Your Privacy Is Important To Us

1. Information We Collect

We may collect personal, contact, identity, financial, and transaction information including name, email, phone number, address, NIN, BVN, wallet records, savings records, loan records, and payment history.

2. How We Use Your Information

Your information is used for account creation, identity verification, membership management, wallet services, savings tracking, loan processing, guarantor validation, payment confirmation, notifications, support, reporting, and legal compliance.

3. Financial Records

Wallet transactions, savings contributions, loan applications, repayments, and marketplace activities are stored securely for accountability, audit, and cooperative management purposes.

4. Data Protection

We use secure authentication, password hashing, access control, audit logs, and other reasonable security measures to protect member information from unauthorized access.

5. Information Sharing

We do not sell member information. Information may only be shared when required for payment processing, legal compliance, cooperative operations, fraud prevention, or authorized service delivery.

6. Cookies & Sessions

The platform may use cookies and sessions to keep members logged in, improve security, remember preferences, and improve user experience.

7. User Rights

Members may request correction of inaccurate profile information, update their records, or contact support for account-related concerns.

8. Policy Updates

We may update this Privacy Policy from time to time. Updated versions will be published on this page.

9. Contact

For privacy-related questions, contact us at [email protected].